Banks across Pakistan will operate on reduced working hours during Ramadan 2026, following the standard practice adopted every year to accommodate fasting employees and customers. The revised schedule applies to all public and private banks under the directions of the State Bank of Pakistan (SBP).
These special Ramadan bank timings are designed to ensure smooth banking operations while respecting the altered daily routine during the holy month.
When Will Ramadan 2026 Start in Pakistan?
According to astronomical forecasts, Ramadan 2026 in Pakistan is expected to begin on:
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Thursday, 19 February 2026, if the moon is sighted on 18 February
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Friday, 20 February 2026, if the moon is not sighted
The final announcement will be made after moon sighting on the evening of 18 February 2026.
Bank Office Hours During Ramadan 2026
During Ramadan, banks will observe shortened office (staff) hours.
Expected Office Timings
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Monday to Thursday:
09:00 AM to 03:00 PM (without break) -
Friday:
09:00 AM to 12:30 PM (without break)
These timings apply to internal bank operations and staff attendance.
Banking Public Dealing Hours in Ramadan 2026
Public dealing hours are slightly shorter than staff office hours, allowing customers sufficient time for essential banking services.
Public Dealing Timings
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Monday to Thursday:
09:00 AM to 02:00 PM (without break) -
Friday:
09:00 AM to 12:30 PM (without break)
Customers are advised to visit banks early to avoid rush, especially near closing time.
Do These Timings Apply to All Banks?
Yes. The Ramadan schedule is expected to apply to:
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Public sector banks
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Private commercial banks
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Islamic banks
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Foreign banks operating in Pakistan
However, customers should note that:
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Some branches may slightly adjust timings based on local conditions
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ATMs and digital banking services remain available 24/7
Major banking activity centers, including Karachi, Lahore, and Islamabad, are expected to strictly follow the SBP-approved schedule.
What Happens After Ramadan?
Once Ramadan ends, banks will return to their normal pre-Ramadan timings immediately after Eid-ul-Fitr holidays, as notified by the State Bank of Pakistan.
Customers should stay updated through official bank notices or SBP circulars.
Tips for Bank Customers During Ramadan
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Visit branches early in the day
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Use online banking, mobile apps, and ATMs where possible
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Avoid last-minute transactions near closing hours
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Confirm branch-specific timings if traveling from far
Why Bank Timings Are Reduced in Ramadan
Reduced banking hours help:
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Support fasting employees
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Manage workflow efficiently
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Reduce customer congestion
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Maintain service quality during Ramadan
This system has been successfully followed in Pakistan for many years.
Final Words
The Ramadan 2026 bank timings in Pakistan bring temporary changes to office and public dealing hours, ensuring convenience for both bank staff and customers. With proper planning and early visits, banking activities can be completed smoothly during the holy month.
For official confirmation, customers should always rely on updates from the State Bank of Pakistan or their respective banks.
FAQs – Bank Timings in Pakistan Ramadan 2026
Q: Are banks open during Ramadan in Pakistan?
Yes, banks remain open with reduced hours.
Q: What are public dealing hours in Ramadan 2026?
09:00 AM–02:00 PM (Mon–Thu) and 09:00 AM–12:30 PM (Friday).
Q: Do ATMs work during Ramadan?
Yes, ATMs and digital banking services operate 24/7.
Q: Will timings be same after Ramadan?
No, banks will return to normal hours after Eid-ul-Fitr.
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